Terms of Service

1. Acceptance of Terms

By downloading, accessing, or using InvoicePay (the "App"), you agree to be bound by these Terms of Service. If you do not agree, please do not use the App.

2. Description of Service

InvoicePay is a free mobile application that enables users to create, customize, send, and manage invoices. We do not process payments or store sensitive financial data beyond what you voluntarily enter.

3. User Responsibilities

• You are solely responsible for the accuracy and legality of all invoices and client data you create.
• You must comply with all applicable tax, business, and privacy laws in your jurisdiction.
• You agree not to use the App for unlawful purposes or to transmit harmful content.

4. Intellectual Property

The App, its design, templates, and source code are owned by InvoicePay. You retain full ownership of your invoices and client data.

5. Disclaimer of Warranties

The App is provided "as is" without warranties of any kind. We do not guarantee uninterrupted access or error-free operation.

6. Limitation of Liability

To the fullest extent permitted by law, InvoicePay shall not be liable for any indirect, incidental, or consequential damages arising from your use of the App.

7. Termination

We reserve the right to suspend or terminate your access to the App at any time for violations of these Terms.

8. Changes to Terms

We may update these Terms periodically. Continued use of the App after changes constitutes acceptance of the new Terms.

9. Contact

For questions about these Terms, contact us at: cognittoapps@gmail.com